:root{--navy:#071a2f;--blue:#2563eb;--cyan:#44d7ff;--ink:#10243d;--muted:#5f7084;--line:#dbe4ee;--pale:#f3f7fb;--white:#fff;--green:#0f766e;--amber:#b45309;--red:#b42318}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--white)}a{color:inherit}.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:10}.skip-link:focus{left:8px}.site-header{height:74px;padding:0 max(24px,5vw);display:flex;align-items:center;justify-content:space-between;background:var(--navy);color:#fff;border-bottom:1px solid #18334f}.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.brand span{display:grid;place-items:center;width:36px;height:36px;border-radius:9px;background:linear-gradient(135deg,var(--blue),var(--cyan));font-weight:900}.site-header nav{display:flex;gap:28px}.site-header nav a{text-decoration:none;color:#c8d6e5;font-size:.9rem}.hero{padding:88px max(24px,8vw) 76px;color:#fff;background:radial-gradient(circle at 82% 15%,#123f6a 0,transparent 30%),linear-gradient(135deg,#06182b,#0a2948)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.72rem;font-weight:800;color:#2e6edc}.hero .eyebrow{color:#72ddff}.hero h1{font-size:clamp(2.5rem,6vw,5.1rem);line-height:.98;letter-spacing:-.055em;max-width:900px;margin:20px 0}.hero h1 span{color:#80e4ff}.lede{font-size:clamp(1rem,2vw,1.3rem);line-height:1.6;color:#c6d7e7;max-width:780px}.trust-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.trust-row span{border:1px solid #345471;background:#0b2944;border-radius:999px;padding:9px 14px;color:#dbebf8;font-size:.82rem}.lab{padding:70px max(20px,7vw);background:var(--pale)}.lab-intro h2,.why h2{font-size:clamp(1.9rem,4vw,3rem);letter-spacing:-.035em;margin:8px 0 28px}.tool-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:12px}.tool-tabs button{border:1px solid var(--line);background:#fff;color:var(--ink);padding:18px 14px;border-radius:12px;text-align:left;font-weight:750;cursor:pointer}.tool-tabs button span{display:block;color:#718096;font-size:.7rem;margin-bottom:7px}.tool-tabs button[aria-selected=true]{background:var(--navy);border-color:var(--navy);color:#fff}.tool-tabs button[aria-selected=true] span{color:var(--cyan)}.workspace{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(290px,.75fr);gap:18px;align-items:stretch}form,.result{background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(22px,4vw,40px)}.tool-panel h3,.result h3{font-size:1.55rem;margin:0 0 8px}.tool-panel>p{color:var(--muted);margin:0 0 26px}.tool-panel label{display:block;font-size:.88rem;font-weight:700;margin:18px 0}.tool-panel select{display:block;width:100%;margin-top:8px;padding:13px;border:1px solid #bdcad8;border-radius:9px;background:#fff;color:var(--ink);font:inherit}.tool-panel select:focus,.tool-tabs button:focus,.assess:focus{outline:3px solid #93c5fd;outline-offset:2px}.assess{width:100%;margin-top:18px;padding:15px 18px;border:0;border-radius:10px;background:var(--blue);color:#fff;font:inherit;font-weight:800;display:flex;justify-content:space-between;cursor:pointer}.privacy-note{font-size:.76rem;color:var(--muted);text-align:center}.result{background:var(--navy);color:#fff}.result .eyebrow{color:var(--cyan)}.result>p{color:#bdccda;line-height:1.55}.score{margin:24px 0;padding:20px;border:1px solid #284762;background:#0b2944;border-radius:12px;display:flex;align-items:baseline;gap:10px}.score strong{font-size:2.8rem}.score span{color:#b9cce0}.drivers{padding:0;margin:18px 0 24px;list-style:none}.drivers li{border-top:1px solid #28445d;padding:12px 0;font-size:.88rem}.band-low{color:#5eead4}.band-review{color:#fbbf24}.band-high{color:#fda4af}.boundary{border-left:3px solid var(--cyan);padding-left:14px;font-size:.8rem}.why{padding:72px max(24px,8vw)}.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.why article{border-top:2px solid var(--navy);padding-top:20px}.why article>strong{color:var(--blue);font-size:.75rem}.why article p{color:var(--muted);line-height:1.6}footer{padding:28px max(24px,5vw);display:flex;gap:20px;align-items:center;background:var(--navy);color:#c7d5e3;font-size:.8rem}footer strong{color:#fff}footer span{margin-right:auto}@media(max-width:800px){.site-header nav{display:none}.hero{padding-top:58px}.tool-tabs{grid-template-columns:1fr 1fr}.workspace{grid-template-columns:1fr}.why-grid{grid-template-columns:1fr}.result{min-height:360px}}@media(max-width:480px){.tool-tabs{grid-template-columns:1fr}.lab{padding-left:14px;padding-right:14px}form,.result{padding:22px 18px}footer{flex-wrap:wrap}footer span{width:100%;order:2}}